Circular mural that says secure the future of rural communities and agriculture.

Our Purpose

Securing the future of rural communities and agriculture starts with putting our customers at the heart of everything we do, which is what we are committed to doing every day.

Two men stand in front of chestnut mare and foal.

Securing the future of rural communities and agriculture.

Born out of the need for a reliable source of credit for farmers, the United States created the Farm Credit System in 1916. For more than a century, we have been putting our customers at the heart of everything we do by being a reliable source of credit for rural America. Today, we serve farmers, agribusinesses and rural residents throughout our territory in Arkansas, Indiana, Kentucky, Missouri, Ohio and Tennessee.

Our reliable, financial options include:

Agricultural Loans*
Crop, Livestock and Dairy Insurance^‡
Specialized Financing
Services, including Cash Management tools

In order to serve the growing number of people who want to live the rural lifestyle, we launched Rural 1^st^® for home, construction and lot loans. Rural 1^st helps those who are looking for more open space and need a lender who understands rural property purchases.

Visit Rural 1^st^®

After 100 years, we continue to evolve to meet the changing needs of our farmers. Because we understand that what we put in today builds a brighter tomorrow for rural America.

Living Our Purpose

Our commitment to agriculture and rural America is rooted in bringing value to our customers beyond just lending options.

Business Insights

Sharing knowledge helps raise us all up. Discover business insights where agriculture intersects with financial expertise.

Community Investments

Enriching the areas and the people we serve strengthens our local communities. In fact, we are committed to making impacts in every county we serve.

Man and woman stand in the middle of a broiler house.

Young & Beginning Farmers

Our Growing Forward^® program helps reduce barriers for young and beginning farmers by providing access to the first-time farm loans and financial education opportunities they need to build a thriving operation.

Man in an orange windbreaker stands in front of a green tractor.

Customer Stories

Our customers are at the heart of everything we do. Learn about the people who make up our cooperative.

*Loans and leases are subject to credit approval. Additional terms and conditions may apply. Farm Credit Mid-America and Rural 1^st^® are equal opportunity lenders.

‡ Farm Credit Mid-America is an equal opportunity provider.

§ Rural 1^st^® is a tradename and Rural 1^st, the Rolling Hills Window icon, Rural Logic, and Closer to What Matters are exclusive trademarks of Farm Credit Mid-America, NMLS 407249. Rural 1^st products are available to consumers within the territories of participating Farm Credit System Associations. Equal Housing Lender.

† Patronage is an annual decision made by the Board of Directors to return earnings to eligible customers. To learn more about patronage or patronage eligibility, please visit our Patronage page.

Farm Credit Mid-America territory includes Arkansas, Indiana, Kentucky, Missouri, Ohio and Tennessee. Arkansas includes Clay, Craighead, Crittenden, Cross, Desha (northeast of the White River), Greene, Lee, Mississippi, Phillips, Poinsett, and St. Francis counties. Missouri includes Carter, Ripley and Wayne counties. Kentucky excludes Ballard, Calloway, Carlisle, Fulton, Graves, Hickman, Marshall and McCracken counties. Ohio excludes Crawford, Hancock, Lucas, Marion, Ottawa, Sandusky, Seneca, Wood and Wyandot counties. We serve all counties in Indiana and Tennessee.