Pay With Your Card
Our online tool allows you to use your debit card to pay your loan, or your credit card to pay applicable loan fees.
Pay Now
We make it easy to make loan payments.
At Farm Credit Mid-America, we understand you want to use your card to make payments. That’s why we offer customers the flexibility of using your debit card* or credit card to make loan payments.
If you’d like to make a loan payment, you have the option to use your debit card.
*Please note, you must use a debit card to complete a loan payment.
If you’d like to pay for fees or a one-off expense, you have the option to use your credit card or debit card.
How to Submit a Payment
1. Go to Pay Bill
To get started, visit paybill.com/consumer?clientid=farmcredit
2. Select Payment Type
Choose either Loan Payment or Fee Payment. Then, enter your Loan Number and Customer Information File (CIF) Number and select 'Continue'.
3. Review Payment Amount on Screen
To pay an amount that differs from the ‘Total Amount Owed’, select the down arrow on ‘Amount Due’ and then select, ‘Different Amount’. Then, enter your desired payment amount to continue.
4. Complete Fields as Required
Complete card information, billing address and receipt information. Once completely filled in, select ‘Continue.’
5. Review and Pay
Confirm all the information found on the screen is correct, then select the checkbox, “I accept the Payment Authorization,” to move forward.
6. Submit Payment
Select 'Pay'. The amount paid will be displayed on the screen and a confirmation email and text will be sent to the email and phone number provided within 10 minutes.
Frequently Asked Questions
Read through our detailed guide for how to complete a Farm Credit Mid-America payment via online or over the phone.
If you are making a Rural 1st payment via online or over the phone, please read this detailed guide.
Debit or credit cards are accepted for fees though.
* Loans and leases are subject to credit approval. Additional terms and conditions may apply. Farm Credit Mid-America is an equal opportunity lender.
Farm Credit Mid-America territory includes Arkansas, Indiana, Kentucky, Missouri, Ohio and Tennessee. Arkansas includes Clay, Craighead, Crittenden, Cross, Desha (northeast of the White River), Greene, Lee, Mississippi, Phillips, Poinsett, and St. Francis counties. Missouri includes Carter, Ripley and Wayne counties. Kentucky excludes Ballard, Calloway, Carlisle, Fulton, Graves, Hickman, Marshall and McCracken counties. Ohio excludes Crawford, Hancock, Lucas, Marion, Ottawa, Sandusky, Seneca, Wood and Wyandot counties. We serve all counties in Indiana and Tennessee.
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